About Us

At Hardhat Funding, we're more than just a finance company; we're your strategic partner in growth. Learn more about our company below.

We are dedicated business loan consultants and direct lenders, specializing in asset-based lines of credit, including traditional credit lines and invoice factoring.

Each partner shares a commitment to approaching lending with the same tenacity, grit, and integrity that define the blue-collar industries we proudly serve. We uphold traditional values, providing straightforward assessments of your qualifications and working tirelessly until you secure funding or receive a clear decision.

In an industry filled with brokers, we distinguish ourselves with unmatched speed and unwavering honesty, committed to guiding you in the right direction.

When you choose Hardhat Funding, you choose a partner that values transparency, efficiency, and flexibility. We offer swift funding so you can seize opportunities when they arise. Our terms and contracts are crystal clear, eliminating hidden fees and uncertainties.

Choose Hardhat Funding as your financial partner and experience a true partnership in progress. Let’s work together to turn your financial aspirations into reality and build a brighter future for your business.

Hardhat Funding Images

Our Expert Team

Philip Reed

Philip Reed / LinkedIn

Philip Reed was born and raised in a small town in Michigan with traditional values. He left Michigan in 2017 and shortly thereafter joined the financial sector, initiating his career in invoice factoring with Riviera Finance. Subsequently, he founded a brokerage to assist blue-collar businesses with funding, followed by ventures in dog grooming and trucking operations. As a serial entrepreneur, Philip intimately comprehends the intricate needs of business owners, applying his operational knowledge to clients seeking capital.

Amanda Ahern / LinkedIn

Amanda Ahern grew up in the rugged jungles of Puerto Rico, where she imbibed honesty, grit, tenacity, and hard work from her parents. In 2018, she embarked on her finance career at Riviera Finance, collaborating closely with Philip Reed to assist blue-collar businesses in obtaining factoring lines. Her expertise has since expanded to encompass all forms of debt financing, and she runs the operations of Hardhat Funding with speed and accuracy, always leading clients down an honest, quick, transparent funding journey.

Amanda Ahern

Innovative Financial Solutions for Every Business Needs.

No matter where you are on your business journey, whether just starting or well-established, Hardhat Funding is here to fuel your aspirations. Beyond financial services, we offer additional programs, such as fuel cards, insurance, CFO services, and bookkeeping, to address your unique business needs.

No Cap on Funding

No Hidden Fees

Funding within 24Hrs

Flexible Terms and Contracts

One Stop with Many Solutions

No Industry Restrictions

Industries We Serve

With a focus on diverse sectors, including construction, transportation, oil and gas, staffing, manufacturing, and more, we understand the nuances of your industry and can provide industry-specific insights and solutions.

Reports

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Ready to Supercharge Your Business?

Take the first step towards financial empowerment. Request a free consultation today.