We Unlock Your Business Potential

Discover the power of partnership with Hardhat Funding. We’re here to accelerate your business growth, offering fast funding, transparent terms, and tailored financial solutions. Book a free consultation now and make your financial aspirations a reality.

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Your Financial Partner in Progress

About Hardhat Funding LLC

At Hardhat Funding, we’re more than just a finance company; we’re your strategic partner in growth. We specialize in providing tailored financial solutions to businesses across diverse industries, including construction, transportation, oil and gas, staffing, manufacturing, supply chain management, wholesale/distribution, security, and more.

Our commitment to transparency and efficiency means you can access capital swiftly with no hidden fees or complex contracts. Beyond finance, we offer additional programs to address your unique business needs, solidifying our role as your partner in growth. Choose Hardhat Funding as your financial partner and experience a true partnership in progress. 

Ready to Supercharge Your Business?

Take the first step towards financial empowerment. Request a free consultation today.

Finance Solutions for Every Business Need

Explore Our Finance Services

From Invoice Factoring to Equipment Financing, Hardhat Funding caters to your unique financial needs. Our comprehensive range of services ensures your business has the support it needs to thrive in any economic environment.

Invoice Factoring​

Invoice Factoring

We specialize in invoice factoring, transforming your unpaid invoices into immediate cash. We provide rapid funding and offer flexible terms tailored to your unique business needs, ensuring a seamless financial experience.
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Asset Based Lending

Asset Based Lending

By leveraging your company's assets, such as inventory or receivables, we provide funding that grow with your business. This adaptable approach ensures you have the capital you need for expansion, operational expenses, or managing cash flow fluctuations.
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Bank And Exorbitant Interest And Commissions.

Debt Consolidation

We aim to simplify your financial commitments. By combining multiple debts into one loan, often with a lower interest rate, we help streamline your repayments. This strategic approach can reduce your financial stress and provide a clearer path to debt freedom.
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Equipment Financing

Equipment Financing

Our Equipment Financing service helps you purchase or lease new equipment without the financial burden. It's tailored for businesses looking to upgrade technology or machinery while preserving working capital.
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Sba Loans

SBA Loans

We assist in securing Small Business Administration (SBA) Loans, offering favorable terms and lower interest rates. These government-guaranteed loans are ideal for small businesses that need financial support.
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Bridge Financing

Bridge Financing

We offer a temporary, short-term loan option for businesses to cover immediate expenses while waiting for long-term financing or an influx of funds. This service is especially useful for businesses in transition.
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Innovative Financial Solutions for Every Business Needs.

Hardhat Funding serves all industries with the right financial products to sustain their growth and exceed projections.

No Cap on Funding

No Hidden Fees

Funding within 24Hrs

Flexible Terms and Contracts

One Stop with Many Solutions

No Industry Restrictions

Elevate Your Business with Hardhat Funding

Why Choose Us?

At Hardhat Funding, we're dedicated to your success. Here are some of the compelling reasons to partner with us:

Transparent Processes

Honesty and clarity in every transaction, ensuring you're always in the know.

Client-Centric Approach

Our success is measured by your success. We prioritize long-term relationships over transactions.

Personalized Solutions

Each business is unique, and so are our financial solutions, crafted to meet your specific needs.

Industry Expertise

Leveraging years of experience across various sectors to offer insights and tailored advice.

Frequently Asked Questions

You don’t have to commit to working with us upfront. And we don’t charge for our services  either because we are compensated directly by our lending partners. What we simply ask from you is to give us an opportunity to secure a term sheet for you. If our efforts fall short, we shake hands and part ways amicably.

That depends how you look at it. Each funded invoice essentially functions as a loan, typically costing 2% of the invoice’s face value. If you only factor a small amount annually, it’s relatively cost-effective. However, if you factor all your invoices, the annualized cost can become significant. Larger businesses often enjoy more favorable rates, with some large invoice factoring transactions approaching rates similar to bank credit lines.

No problem at all. We can easily establish a DACA sweep account, ensuring that your clients are not involved in the factoring process and are not notified by the lender. To date, we have facilitated millions in monthly funding through DACA accounts.

Unfortunately, free money doesn’t exist anymore after the Federal Reserve raised their rates. Starting at a base rate of around 8%, lender rates reflect these changes. Should the Federal Reserve decrease rates, your funding rates will follow suit.

No, none of our partner lenders mandate that you factor all your invoices. You have the flexibility to choose which invoices you want to fund.

Absolutely. While most lenders require a one-year term, we collaborate with a lender that offers month-to-month factoring with excellent service. You have the freedom to fund when you need it and leave when you decide.

That depends on many factors such as existing UCCs, how quickly your customers sign notices, and how quickly you provide paperwork. Generally, we see a 10 day turnaround for factoring though we push it as hard as we can to get you funded quickly.

Yes. Equipment leasing allows you to rent, i.e. borrow equipment for a predetermined period, with no ownership at the end. On the other hand, equipment financing enables you to acquire the equipment while making payments over time, ultimately resulting in ownership. In short, equipment leasing is like renting, while equipment financing is like taking out a mortgage for equipment.

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Client Name Chief Financial Officer

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Client Name Chief Financial Officer

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Client Name Chief Financial Officer

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Ready to Supercharge Your Business?

Take the first step towards financial empowerment. Request a free consultation today.